Njord's Compass vs Kubera.
Side by side
| Kubera | Njord's Compass | |
|---|---|---|
| How holdings get in | Linked through aggregators, read off the institution's website, or tracked by hand. | Photo, screenshot, CSV or by hand. No logins. |
| Screenshot import | Not listed on their site. | Yes. Upload a screenshot of a brokerage screen and it is read for you. |
| Price per year | $250 a year. | $84 a year for Navigator ($7 a month). $180 a year for Command Center ($15 a month). |
| Free trial | 14 days. | 30 days. Card required, nothing charged until day 31. |
| Daily briefing on your holdings | A daily snapshot on the dashboard. No daily email briefing listed. | Morning Outlook, Midday Pulse and Closing Recap, written about what you own. |
| House, safe, cash, collectibles | Yes. Homes, gold and collectibles can be tracked. | Yes. Anything you own can be added. Priced from the value you enter. |
| Sharing with family | Yes. Portfolios can be shared with family and advisers. | One vault holds the whole household under one login. |
Checked against each company's public website in October 2026. Prices and features change, so confirm on their site before you decide.
Which one fits
Pick Kubera if you want your accounts to update on their own and you are comfortable connecting them through an aggregator.
Pick Njord's Compass if you would rather not hand over logins, you want a lower price, and you want a daily briefing in your inbox on what you hold.
The part that is the same on every comparison
One vault covers your whole household. Add your partner's and family's accounts to the same vault, label each one, and everything counts toward one total. One login, one price.
No bank or brokerage logins, ever. You add holdings by photo, screenshot, CSV or by hand. Photos are read once and then deleted. We never ask for a username or password, so there is nothing for us to leak. Read the privacy policy.
Questions
Is Njord's Compass cheaper than Kubera?
Kubera lists $250 a year for its Essentials plan. Navigator is $84 a year ($7 a month) and Command Center is $180 a year ($15 a month). Kubera also has higher tiers.
Do I have to link my accounts?
No. Njord's Compass never asks for bank or brokerage usernames or passwords. You add holdings by photo, screenshot, CSV or by hand.
Can I track my house and my gold too?
Yes, in both. Anything you own can be added by hand in Njord's Compass and counts toward your total.
Njord's Compass is a research tool, not a registered investment adviser. Nothing here is financial advice.